Personal loan
More than just a loan, it's an opportunity to take advantage of life... now
Satisfaction. Relaxation. Enjoyment. That's exactly what you get from a Caisse populaire acadienne personnal loan. To finance studies, to renovate the basement or to change your computer; your Caisse populaire acadienne personnal loan is very indicated.
It's financing adapted to your needs
With the " Caisse populaire acadienne " loan, the amount that your are granted is determined by your financial capacity, the amount of financing required and, in certain cases, the life of the financed product. The interest rate is set based on the repayment period you have arranged.
A fixed or variable interest rate :
Thanks to the flexibility of a " Caisse populaire acadienne " personal loan, you can choose a fixed or variable rate :
- A loan with a fixed rate allows you to plan your payments more easily because the rate that applies to your loan remains unchanged throughout the duration of the loan.
- A loan with a variable rate allows you to take advantage of the lowest possible rates. When rates drop, your payment amount remains the same but the duration of the loan can decrease. What if you anticipate a rise in interest rates ? Then you can switch to a fixed-rate loan at any time.
The ultimate flexibility when rapaying your loan
The repayment period is generally no longer than 5 years. However, the Caisse can agree to a longer repayment period depending on the purpose of the financing. ( For example, an unused RRSP contribution) and, in some cases, depending on the guarantee provided.
You determine the frequency of the payments : daily, weekly or monthly. You can also repay your personal loan ahead of time, in part or in full, without penalty.
"Accord D(1) FINANCING" :
a highly useful option
In addition to the personal loan, your Caisse populaire acadienne can offer you a quick financial solution available at your Caisse and participating merchants. It's "Accord D FINANCING" : a second credit limit, free of charge, with your VISA*Desjardins card.
Moreover, " Accord D " is an alternative financing option wherever you are in the world and at any time. You can visit the acadie.com site under the heading "Accord D FINANCING" for more information
Insurance that protects you
Do you want to keep your personal loan of credit from becoming a source of problems for you and your loved ones in the case of death or disability ? Then sign up for the "Assurance prêts". For more information see your Caisse populaire acadienne advisor.
Find out more
For more information about the Caisse populaire acadienne personal loan and "Accord D FINANCING", talk to one of our advisors.
1. Upon approval from the credit department.
* Visa Int./Fédération des caisses Desjardins du Québec, authorized user.
Certain conditions may apply.
Conditions subject to change without prior notice.
