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Programs and accounts for specific clienteles

Young people and adults 59 years of age and over are important at the Caisses populaires acadiennes. That's why we offer a complete range of products and services tailored to their needs. We also offer adapted services to people with disabilities.

Folio School Caisse
  • This way of saving, designed for children 6 to 11 years of age, is offered in partnership with schools.
  • It allows young people to become familiar with the notions of economy and cooperation.
  • Deposits are made at the school.
  • No service charges.

Find out more

Folio saving account
  • Build-up account for young people aged 25 and under.
  • Provides a higher interest rate than regular accounts that increases with the balance, in accordance with a scale adapted to young people's savings capacity.
  • No service charges for youth under 18.
  • College and university students from 22 to 25 and non-students from 18 to 21 obtain a discount on service charges of up to $4 per month.

Find out more

Merit Service
  • Service for members age 591 and over.
  • Discount of up to $4 per month on service charges. This discount is also valid on fixed-rate monthly plans.

Find out more about the program at your caisse.

1. No changes will be made to accounts held by members who were 60 or older on March 31, 2003.

Fee Structure for Members with Disabilities
  • Service for members who are unable to use ATMs because of a permanent disability.
  • Disabled members pay only fees for automated services when making transactions at the teller counter.

Find out more about the program at your caisse.

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New Brunswick Credit Union Deposit Insurance Corporation