Business term loan

Business term loan service charges

Transaction	Fee
File analysis and setup loan up to $500,0001	1/2% of authorized amount $225 min.
File analysis and setup loan over $500,0001	3/4% of authorized amount 1/4% min.
Taking of security interest (Movable hypothec agreement or general security agreement and/or security agreement)	$150/contract plus incurred expenses
Taking of security interest (Immovable hypothec agreement)	incurred expenses
Building or equipment appraised by a professional	incurred expenses
Annual monitoring	1/4% of balance $225 min.
Total or partial prepayment	penalty stipulated in contract
Extension of file	$50 or $125 depending on analysis
Reopening of file	1/2% of authorized amount $150 min.
Availability fee (annual)	1/4% of unused credit
Written or telephone notice	$5
Additional supervision of the file	from $50/month
Release	$75 plus incurred expenses
Discharge	$75 plus incurred expenses
Renewal on maturity date	no charge
Renewal before maturity date	$225 plus penalty stipulated in contract
Multiproject clause (file analysis)	1/2 % of authorized amount $225 min.

NOTES

Note 1 : The caisse reserves the right to charge additional fees for large deposit volumes. To exchange cash, additional fees (deposit contents) will be charged for shipping.

Note 2 : No charge for HST remittances.

Note 3 : Fees subject to change without notice. Fees for additional transactions range from $1 to $2.50.

Note 4 : Teller transaction are not included in SimpliciD¹⁰, SimpliciD¹⁵ and SimpliciD³⁰ plans (additional fees apply).

Note 5 : Varies based on options selected.

Note 6 : Plus correspondent fees, if any.

Note 7 : May be up to 1% for more complex files.